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Programs
Have you ever wished your student loans would just go away? While there’s no way to snap your fingers and have your student loan debt magically disappear, there are ways to get it forgiven.
There are a number of different student loan forgiveness programs out there for people who work in public service, education, health care, and other areas. Some states are even helping debt-saddled graduates pay off their loans.
Public Service Loan Forgiveness
helps people working in public service jobs. A variety of fields qualify for PSLF. For this program, it’s less about your job title and more about the company you work for. There are plenty of jobs that qualify for PSLF that you might not think of.
After 120 payments, you can qualify for 100% loan forgiveness. The payments don’t need to be consecutive.
Income Driven Repayment
While this isn’t a forgiveness program in the typical sense, you can get your loans forgiven through the Income-Based Repayment program.
Through IBR, your student loan payments are capped at 10% to 15% of your discretionary income. After making consistent payments under IBR for 20 or 25 years (terms depend on when you borrowed), any remaining loan balance will be forgiven.
Loan Consolidation &
Garnishment Prevention
Loan Consolidation Program allows you to combine one or more federal student loans into one new loan under the Direct Loan Program.
You will have 1 (one) loan with 1 (one) payment. At the same time you are submitted into an affordable repayment plan.
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